2015 MVR to BAM Historical Review

YEARLY HIGH

0.1221 BAM

YEARLY LOW

0.1058 BAM

YEARLY AVERAGE

0.1153 BAM

2015 MVR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MVR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.1221. Conversely, the yearly low was recorded on January 2, dropping to 0.1058.

This high-to-low spread represents a total annual volatility of 0.0163 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1102 to the December average rate of 0.1171, the exchange rate registered a net change of 6.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1221 was up 15.79% compared to the 2014 peak of 0.1055, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 611 BAM

2014 Average 479 BAM

Yearly Trough Low 529 BAM

Transaction Impact: A difference of 81.65 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1198

0.1093

JanuMarcMayJulySeptNove

MVR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1148, compared to 0.1158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.1148

H2 Avg (Jul–Dec) 0.1158

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0089 BAM (High: 0.1147 / Low: 0.1058). On the other end, February was the most stable month, with a tight range of 0.0022 BAM (High: 0.1142 / Low: 0.1119).

January Spread (Volatile) ±0.0089

February Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0038 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.1184) against the same month in 2014 (average: 0.0919), the exchange rate shifted by +0.0265 (+28.89%).

2015 Avg (March) 0.1184

2014 Avg (March) 0.0919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1147	0.1058	0.1102
February	0.1142	0.1119	0.1129
March	0.1221	0.1144	0.1184
April	0.1213	0.1148	0.1186
May	0.1179	0.1120	0.1148
June	0.1175	0.1127	0.1141
July	0.1186	0.1147	0.1163
August	0.1171	0.1109	0.1148
September	0.1147	0.1124	0.1138
October	0.1165	0.1114	0.1138
November	0.1209	0.1159	0.1189
December	0.1201	0.1161	0.1171