2012 NAD to JMD Historical Review

YEARLY HIGH

11.5626 JMD

YEARLY LOW

10.1264 JMD

YEARLY AVERAGE

10.7774 JMD

2012 NAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 11.5626. Conversely, the yearly low was recorded on October 8, dropping to 10.1264.

This high-to-low spread represents a total annual volatility of 1.4362 JMD. From a start-to-finish perspective, comparing the January average rate of 10.7538 to the December average rate of 10.6568, the exchange rate registered a net change of -0.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.5626 was down 11.99% compared to the 2011 peak of 13.1380, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 57,813 JMD

2011 Average 59,508 JMD

Yearly Trough Low 50,632 JMD

Transaction Impact: A difference of 7,180.93 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.5084

10.2104

JanuMarcMayJulySeptNove

NAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9424, compared to 10.6124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3300 points.

H1 Avg (Jan–Jun) 10.9424

H2 Avg (Jul–Dec) 10.6124

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.9687 JMD (High: 11.2284 / Low: 10.2598). On the other end, September was the most stable month, with a tight range of 0.2932 JMD (High: 10.9121 / Low: 10.6189).

May Spread (Volatile) ±0.9687

September Spread (Stable) ±0.2932

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3899 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3899

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 11.4003) against the same month in 2011 (average: 12.5782), the exchange rate shifted by -1.1780 (-9.37%).

2012 Avg (March) 11.4003

2011 Avg (March) 12.5782

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1043	10.5236	10.7538
February	11.4098	11.0840	11.2681
March	11.5626	11.2000	11.4003
April	11.3778	10.8716	11.0795
May	11.2284	10.2598	10.6896
June	10.7300	10.2295	10.4631
July	10.8633	10.4391	10.7337
August	11.0030	10.5341	10.7795
September	10.9121	10.6189	10.7860
October	10.7374	10.1264	10.4002
November	10.4746	10.1656	10.3185
December	10.9365	10.3005	10.6568