YEARLY HIGH
9.8675 JMD
YEARLY LOW
7.0642 JMD
YEARLY AVERAGE
8.6648 JMD

2020 NAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 9.8675. Conversely, the yearly low was recorded on April 5, dropping to 7.0642.

This high-to-low spread represents a total annual volatility of 2.8032 JMD. From a start-to-finish perspective, comparing the January average rate of 9.3729 to the December average rate of 9.6641, the exchange rate registered a net change of 3.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.8675 was down 3.59% compared to the 2019 peak of 10.2348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 49,337 JMD
2019 Average 46,177 JMD
Yearly Trough Low 35,321 JMD
Transaction Impact: A difference of 14,016.20 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.8890
7.1899
JanuMarcMayJulySeptNove

NAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.4079, compared to 8.9217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5138 points.

H1 Avg (Jan–Jun) 8.4079
H2 Avg (Jul–Dec) 8.9217

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3813 JMD (High: 8.9085 / Low: 7.5272). On the other end, December was the most stable month, with a tight range of 0.4072 JMD (High: 9.8675 / Low: 9.4603).

March Spread (Volatile) ±1.3813
December Spread (Stable) ±0.4072

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1897 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.1897

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 9.6641) against the same month in 2019 (average: 9.5027), the exchange rate shifted by +0.1614 (+1.70%).

2020 Avg (December) 9.6641
2019 Avg (December) 9.5027

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.6596 9.1484 9.3729
February 9.5280 8.9085 9.3415
March 8.9085 7.5272 8.1518
April 7.8064 7.0642 7.4148
May 8.3063 7.5877 7.9414
June 8.5113 8.0488 8.2251
July 8.8991 8.1554 8.5516
August 8.8868 8.3830 8.5954
September 8.8859 8.2561 8.5642
October 8.9955 7.8252 8.6993
November 9.6449 8.9246 9.4560
December 9.8675 9.4603 9.6641