2026 NAD to JMD Historical Review

YEARLY HIGH

9.9447 JMD

YEARLY LOW

9.1619 JMD

YEARLY AVERAGE

9.6025 JMD

2026 NAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 9.9447. Conversely, the yearly low was recorded on March 29, dropping to 9.1619.

This high-to-low spread represents a total annual volatility of 0.7828 JMD. From a start-to-finish perspective, comparing the January average rate of 9.6760 to the December average rate of 9.5759, the exchange rate registered a net change of -1.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 9.9447 was up 2.94% compared to the 2025 peak of 9.6609, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 49,724 JMD

2025 Average 44,545 JMD

Yearly Trough Low 45,809 JMD

Transaction Impact: A difference of 3,914.22 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

9.7947

9.3466

JanuMarcMayJuly

NAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6029, compared to 9.6013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 9.6029

H2 Avg (Jul–Dec) 9.6013

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.6960 JMD (High: 9.8578 / Low: 9.1619). On the other end, August was the most stable month, with a tight range of 0.0186 JMD (High: 9.5875 / Low: 9.5689).

March Spread (Volatile) ±0.6960

August Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3734 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3734

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 9.6760) against the same month in 2025 (average: 8.3764), the exchange rate shifted by +1.2996 (+15.51%).

2026 Avg (January) 9.6760

2025 Avg (January) 8.3764

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.9447	9.5760	9.6760
February	9.8694	9.6704	9.7574
March	9.8578	9.1619	9.3840
April	9.6817	9.2779	9.5322
May	9.6963	9.4073	9.6189
June	9.7924	9.4935	9.6487
July	9.7598	9.4158	9.6266
August	9.5875	9.5689	9.5759