2014 NAD to JMD Historical Review

YEARLY HIGH

10.7499 JMD

YEARLY LOW

9.5483 JMD

YEARLY AVERAGE

10.2274 JMD

2014 NAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 10.7499. Conversely, the yearly low was recorded on January 29, dropping to 9.5483.

This high-to-low spread represents a total annual volatility of 1.2016 JMD. From a start-to-finish perspective, comparing the January average rate of 9.8010 to the December average rate of 9.9110, the exchange rate registered a net change of 1.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 10.7499 was down 3.57% compared to the 2013 peak of 11.1478, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 53,750 JMD

2013 Average 51,789 JMD

Yearly Trough Low 47,741 JMD

Transaction Impact: A difference of 6,008.14 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

10.6964

9.7105

JanuMarcMayJulySeptNove

NAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.1917, compared to 10.2631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0713 points.

H1 Avg (Jan–Jun) 10.1917

H2 Avg (Jul–Dec) 10.2631

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.5886 JMD (High: 10.5691 / Low: 9.9805). On the other end, August was the most stable month, with a tight range of 0.1817 JMD (High: 10.6521 / Low: 10.4705).

September Spread (Volatile) ±0.5886

August Spread (Stable) ±0.1817

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2970 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2970

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 10.6143) against the same month in 2013 (average: 10.5937), the exchange rate shifted by +0.0206 (+0.19%).

2014 Avg (May) 10.6143

2013 Avg (May) 10.5937

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0787	9.5483	9.8010
February	10.0551	9.5738	9.7927
March	10.3545	9.9619	10.1231
April	10.4916	10.2707	10.3858
May	10.7499	10.4328	10.6143
June	10.5395	10.3131	10.4335
July	10.7103	10.4088	10.5363
August	10.6521	10.4705	10.5540
September	10.5691	9.9805	10.2569
October	10.3133	9.9565	10.1426
November	10.3312	9.9787	10.1777
December	10.2863	9.7440	9.9110