YEARLY HIGH
9.6609 JMD
YEARLY LOW
8.0174 JMD
YEARLY AVERAGE
8.9065 JMD

2025 NAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 9.6609. Conversely, the yearly low was recorded on April 9, dropping to 8.0174.

This high-to-low spread represents a total annual volatility of 1.6436 JMD. From a start-to-finish perspective, comparing the January average rate of 8.3764 to the December average rate of 9.5088, the exchange rate registered a net change of 13.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.6609 was up 5.56% compared to the 2024 peak of 9.1521, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 48,305 JMD
2024 Average 42,704 JMD
Yearly Trough Low 40,087 JMD
Transaction Impact: A difference of 8,217.87 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.6238
8.2445
JanuMarcMayJulySeptNove

NAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.5903, compared to 9.2227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6323 points.

H1 Avg (Jan–Jun) 8.5903
H2 Avg (Jul–Dec) 9.2227

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.5678 JMD (High: 8.5852 / Low: 8.0174). On the other end, October was the most stable month, with a tight range of 0.1748 JMD (High: 9.3669 / Low: 9.1922).

April Spread (Volatile) ±0.5678
October Spread (Stable) ±0.1748

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2340 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.2340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 9.5088) against the same month in 2024 (average: 8.5850), the exchange rate shifted by +0.9238 (+10.76%).

2025 Avg (December) 9.5088
2024 Avg (December) 8.5850

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.5608 8.1792 8.3764
February 8.6076 8.3347 8.5373
March 8.6770 8.4094 8.5935
April 8.5852 8.0174 8.3595
May 8.9238 8.5054 8.7263
June 9.0568 8.8192 8.9491
July 9.1497 8.8808 9.0159
August 9.1832 8.7506 9.0301
September 9.2896 9.0054 9.1809
October 9.3669 9.1922 9.2866
November 9.4373 9.2270 9.3137
December 9.6609 9.3530 9.5088