2015 NAD to NZD Historical Review

YEARLY HIGH

0.1241 NZD

YEARLY LOW

0.0939 NZD

YEARLY AVERAGE

0.1126 NZD

2015 NAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 18, valuing the pair at 0.1241. Conversely, the yearly low was recorded on December 11, dropping to 0.0939.

This high-to-low spread represents a total annual volatility of 0.0302 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1133 to the December average rate of 0.0985, the exchange rate registered a net change of -13.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1241 was up 5.92% compared to the 2014 peak of 0.1172, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 620 NZD

2014 Average 556 NZD

Yearly Trough Low 469 NZD

Transaction Impact: A difference of 151.24 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1232

0.0962

JanuMarcMayJulySeptNove

NAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1133, compared to 0.1120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.1133

H2 Avg (Jul–Dec) 0.1120

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0111 NZD (High: 0.1049 / Low: 0.0939). On the other end, November was the most stable month, with a tight range of 0.0041 NZD (High: 0.1092 / Low: 0.1051).

December Spread (Volatile) ±0.0111

November Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0092 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.1210) against the same month in 2014 (average: 0.1080), the exchange rate shifted by +0.0130 (+12.01%).

2015 Avg (July) 0.1210

2014 Avg (July) 0.1080

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1188	0.1100	0.1133
February	0.1193	0.1135	0.1158
March	0.1136	0.1092	0.1109
April	0.1125	0.1072	0.1098
May	0.1160	0.1100	0.1133
June	0.1208	0.1120	0.1166
July	0.1241	0.1183	0.1210
August	0.1202	0.1155	0.1184
September	0.1182	0.1126	0.1156
October	0.1130	0.1066	0.1108
November	0.1092	0.1051	0.1077
December	0.1049	0.0939	0.0985