2016 NAD to NZD Historical Review

YEARLY HIGH

0.1055 NZD

YEARLY LOW

0.0915 NZD

YEARLY AVERAGE

0.0978 NZD

2016 NAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.1055. Conversely, the yearly low was recorded on January 11, dropping to 0.0915.

This high-to-low spread represents a total annual volatility of 0.0140 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0939 to the December average rate of 0.1027, the exchange rate registered a net change of 9.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1055 was down 14.98% compared to the 2015 peak of 0.1241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 528 NZD

2015 Average 563 NZD

Yearly Trough Low 458 NZD

Transaction Impact: A difference of 69.89 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1035

0.0931

JanuMarcMayJulySeptNove

NAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0959, compared to 0.0997 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.0959

H2 Avg (Jul–Dec) 0.0997

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.0092 NZD (High: 0.1038 / Low: 0.0946). On the other end, March was the most stable month, with a tight range of 0.0043 NZD (High: 0.0986 / Low: 0.0943).

August Spread (Volatile) ±0.0092

March Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0033 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1027) against the same month in 2015 (average: 0.0985), the exchange rate shifted by +0.0042 (+4.25%).

2016 Avg (December) 0.1027

2015 Avg (December) 0.0985

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0968	0.0915	0.0939
February	0.0988	0.0934	0.0954
March	0.0986	0.0943	0.0965
April	0.1017	0.0968	0.0994
May	0.1009	0.0938	0.0962
June	0.0968	0.0925	0.0942
July	0.1002	0.0937	0.0973
August	0.1038	0.0946	0.1006
September	0.1012	0.0939	0.0974
October	0.1031	0.0981	0.1002
November	0.1022	0.0973	0.1001
December	0.1055	0.1004	0.1027