2021 NAD to NZD Historical Review

YEARLY HIGH

0.1050 NZD

YEARLY LOW

0.0900 NZD

YEARLY AVERAGE

0.0957 NZD

2021 NAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 0.1050. Conversely, the yearly low was recorded on November 3, dropping to 0.0900.

This high-to-low spread represents a total annual volatility of 0.0150 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0923 to the December average rate of 0.0927, the exchange rate registered a net change of 0.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1050 was down 1.96% compared to the 2020 peak of 0.1071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 525 NZD

2020 Average 469 NZD

Yearly Trough Low 450 NZD

Transaction Impact: A difference of 75.23 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1028

0.0913

JanuMarcMayJulySeptNove

NAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0962, compared to 0.0953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0962

H2 Avg (Jul–Dec) 0.0953

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0076 NZD (High: 0.0976 / Low: 0.0900). On the other end, April was the most stable month, with a tight range of 0.0027 NZD (High: 0.0979 / Low: 0.0951).

November Spread (Volatile) ±0.0076

April Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.1018) against the same month in 2020 (average: 0.0906), the exchange rate shifted by +0.0112 (+12.34%).

2021 Avg (June) 0.1018

2020 Avg (June) 0.0906

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0961	0.0900	0.0923
February	0.0957	0.0920	0.0937
March	0.0975	0.0901	0.0936
April	0.0979	0.0951	0.0970
May	0.1002	0.0962	0.0986
June	0.1050	0.0996	0.1018
July	0.1006	0.0961	0.0985
August	0.1020	0.0951	0.0976
September	0.0987	0.0937	0.0956
October	0.0969	0.0919	0.0953
November	0.0976	0.0900	0.0923
December	0.0945	0.0910	0.0927