YEARLY HIGH
0.1064 NZD
YEARLY LOW
0.1007 NZD
YEARLY AVERAGE
0.1038 NZD

2026 NAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.1064. Conversely, the yearly low was recorded on March 24, dropping to 0.1007.

This high-to-low spread represents a total annual volatility of 0.0057 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1050 to the December average rate of 0.1049, the exchange rate registered a net change of -0.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1064 was up 1.40% compared to the 2025 peak of 0.1049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 532 NZD
2025 Average 481 NZD
Yearly Trough Low 504 NZD
Transaction Impact: A difference of 28.49 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1053
0.1022
JanuFebrMarcApriMayJune

NAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1038, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1038 points.

H1 Avg (Jan–Jun) 0.1038
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0050 NZD (High: 0.1057 / Low: 0.1007). On the other end, May was the most stable month, with a tight range of 0.0018 NZD (High: 0.1036 / Low: 0.1018).

March Spread (Volatile) ±0.0050
May Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0016 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1050) against the same month in 2025 (average: 0.0948), the exchange rate shifted by +0.0102 (+10.72%).

2026 Avg (January) 0.1050
2025 Avg (January) 0.0948

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1064 0.1036 0.1050
February 0.1052 0.1028 0.1040
March 0.1057 0.1007 0.1024
April 0.1051 0.1019 0.1035
May 0.1036 0.1018 0.1029
June 0.1062 0.1032 0.1049