2025 NAD to NZD Historical Review

YEARLY HIGH

0.1049 NZD

YEARLY LOW

0.0878 NZD

YEARLY AVERAGE

0.0962 NZD

2025 NAD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1049. Conversely, the yearly low was recorded on April 14, dropping to 0.0878.

This high-to-low spread represents a total annual volatility of 0.0172 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0948 to the December average rate of 0.1027, the exchange rate registered a net change of 8.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1049 was up 6.38% compared to the 2024 peak of 0.0986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 525 NZD

2024 Average 452 NZD

Yearly Trough Low 439 NZD

Transaction Impact: A difference of 85.86 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1039

0.0895

JanuMarcMayJulySeptNove

NAD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0937, compared to 0.0988 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.0937

H2 Avg (Jul–Dec) 0.0988

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0081 NZD (High: 0.0959 / Low: 0.0878). On the other end, July was the most stable month, with a tight range of 0.0017 NZD (High: 0.0948 / Low: 0.0932).

April Spread (Volatile) ±0.0081

July Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0051 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.1027) against the same month in 2024 (average: 0.0956), the exchange rate shifted by +0.0070 (+7.35%).

2025 Avg (December) 0.1027

2024 Avg (December) 0.0956

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0958	0.0931	0.0948
February	0.0969	0.0939	0.0952
March	0.0975	0.0945	0.0958
April	0.0959	0.0878	0.0907
May	0.0943	0.0890	0.0925
June	0.0939	0.0921	0.0930
July	0.0948	0.0932	0.0940
August	0.0977	0.0933	0.0956
September	0.1002	0.0954	0.0975
October	0.1018	0.0994	0.1005
November	0.1042	0.1011	0.1026
December	0.1049	0.1014	0.1027