2014 NAD to PEN Historical Review

YEARLY HIGH

0.2703 PEN

YEARLY LOW

0.2518 PEN

YEARLY AVERAGE

0.2617 PEN

2014 NAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 0.2703. Conversely, the yearly low was recorded on January 30, dropping to 0.2518.

This high-to-low spread represents a total annual volatility of 0.0185 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2588 to the December average rate of 0.2577, the exchange rate registered a net change of -0.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2703 was down 10.25% compared to the 2013 peak of 0.3012, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,352 PEN

2013 Average 1,403 PEN

Yearly Trough Low 1,259 PEN

Transaction Impact: A difference of 92.74 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2692

0.2551

JanuMarcMayJulySeptNove

NAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2618, compared to 0.2616 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.2618

H2 Avg (Jul–Dec) 0.2616

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0142 PEN (High: 0.2660 / Low: 0.2518). On the other end, April was the most stable month, with a tight range of 0.0052 PEN (High: 0.2677 / Low: 0.2625).

January Spread (Volatile) ±0.0142

April Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0061 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.2680) against the same month in 2013 (average: 0.2838), the exchange rate shifted by -0.0158 (-5.55%).

2014 Avg (May) 0.2680

2013 Avg (May) 0.2838

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2660	0.2518	0.2588
February	0.2614	0.2518	0.2563
March	0.2663	0.2586	0.2613
April	0.2677	0.2625	0.2647
May	0.2703	0.2628	0.2680
June	0.2648	0.2592	0.2619
July	0.2649	0.2575	0.2613
August	0.2672	0.2616	0.2639
September	0.2673	0.2567	0.2610
October	0.2674	0.2565	0.2621
November	0.2665	0.2599	0.2638
December	0.2654	0.2537	0.2577