2020 NAD to PEN Historical Review

YEARLY HIGH

0.2474 PEN

YEARLY LOW

0.1767 PEN

YEARLY AVERAGE

0.2134 PEN

2020 NAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.2474. Conversely, the yearly low was recorded on April 23, dropping to 0.1767.

This high-to-low spread represents a total annual volatility of 0.0707 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2317 to the December average rate of 0.2421, the exchange rate registered a net change of 4.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2474 was down 1.05% compared to the 2019 peak of 0.2500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,237 PEN

2019 Average 1,154 PEN

Yearly Trough Low 883 PEN

Transaction Impact: A difference of 353.55 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2480

0.1775

JanuMarcMayJulySeptNove

NAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2071, compared to 0.2196 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 0.2071

H2 Avg (Jul–Dec) 0.2196

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0332 PEN (High: 0.2243 / Low: 0.1911). On the other end, February was the most stable month, with a tight range of 0.0058 PEN (High: 0.2290 / Low: 0.2232).

March Spread (Volatile) ±0.0332

February Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0269 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2421) against the same month in 2019 (average: 0.2326), the exchange rate shifted by +0.0095 (+4.09%).

2020 Avg (December) 0.2421

2019 Avg (December) 0.2326

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2367	0.2282	0.2317
February	0.2290	0.2232	0.2265
March	0.2243	0.1911	0.2103
April	0.1919	0.1767	0.1834
May	0.1978	0.1809	0.1880
June	0.2067	0.1960	0.2030
July	0.2147	0.2063	0.2100
August	0.2133	0.2011	0.2053
September	0.2177	0.2033	0.2117
October	0.2233	0.1978	0.2165
November	0.2376	0.2217	0.2321
December	0.2474	0.2350	0.2421