2026 NAD to PEN Historical Review

YEARLY HIGH

0.2120 PEN

YEARLY LOW

0.2023 PEN

YEARLY AVERAGE

0.2072 PEN

2026 NAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 0.2120. Conversely, the yearly low was recorded on March 26, dropping to 0.2023.

This high-to-low spread represents a total annual volatility of 0.0097 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2058 to the December average rate of 0.2050, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2120 was up 3.09% compared to the 2025 peak of 0.2056, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,060 PEN

2025 Average 997 PEN

Yearly Trough Low 1,011 PEN

Transaction Impact: A difference of 48.32 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2101

0.2045

JanuMarcMayJuly

NAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2077, compared to 0.2059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.2077

H2 Avg (Jul–Dec) 0.2059

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0096 PEN (High: 0.2119 / Low: 0.2023). On the other end, August was the most stable month, with a tight range of 0.0003 PEN (High: 0.2052 / Low: 0.2049).

March Spread (Volatile) ±0.0096

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0039 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.2058) against the same month in 2025 (average: 0.2001), the exchange rate shifted by +0.0058 (+2.88%).

2026 Avg (January) 0.2058

2025 Avg (January) 0.2001

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2120	0.2032	0.2058
February	0.2112	0.2082	0.2097
March	0.2119	0.2023	0.2058
April	0.2119	0.2027	0.2075
May	0.2105	0.2082	0.2091
June	0.2106	0.2049	0.2082
July	0.2098	0.2023	0.2068
August	0.2052	0.2049	0.2050