2021 NAD to PEN Historical Review

YEARLY HIGH

0.2889 PEN

YEARLY LOW

0.2331 PEN

YEARLY AVERAGE

0.2627 PEN

2021 NAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 0.2889. Conversely, the yearly low was recorded on January 11, dropping to 0.2331.

This high-to-low spread represents a total annual volatility of 0.0558 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2406 to the December average rate of 0.2543, the exchange rate registered a net change of 5.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2889 was up 16.76% compared to the 2020 peak of 0.2474, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,444 PEN

2020 Average 1,067 PEN

Yearly Trough Low 1,166 PEN

Transaction Impact: A difference of 278.75 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2870

0.2363

JanuMarcMayJulySeptNove

NAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2570, compared to 0.2683 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0114 points.

H1 Avg (Jan–Jun) 0.2570

H2 Avg (Jul–Dec) 0.2683

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0300 PEN (High: 0.2781 / Low: 0.2481). On the other end, December was the most stable month, with a tight range of 0.0088 PEN (High: 0.2580 / Low: 0.2492).

November Spread (Volatile) ±0.0300

December Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0119 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.2828) against the same month in 2020 (average: 0.2030), the exchange rate shifted by +0.0798 (+39.29%).

2021 Avg (June) 0.2828

2020 Avg (June) 0.2030

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2480	0.2331	0.2406
February	0.2513	0.2414	0.2475
March	0.2533	0.2380	0.2475
April	0.2680	0.2451	0.2550
May	0.2793	0.2599	0.2685
June	0.2889	0.2777	0.2828
July	0.2777	0.2633	0.2709
August	0.2862	0.2644	0.2776
September	0.2875	0.2733	0.2772
October	0.2759	0.2631	0.2701
November	0.2781	0.2481	0.2600
December	0.2580	0.2492	0.2543