YEARLY HIGH
5.6846 PHP
YEARLY LOW
4.5988 PHP
YEARLY AVERAGE
5.1566 PHP

2012 NAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 5.6846. Conversely, the yearly low was recorded on November 22, dropping to 4.5988.

This high-to-low spread represents a total annual volatility of 1.0858 PHP. From a start-to-finish perspective, comparing the January average rate of 5.4358 to the December average rate of 4.7540, the exchange rate registered a net change of -12.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.6846 was down 14.10% compared to the 2011 peak of 6.6177, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 28,423 PHP
2011 Average 29,990 PHP
Yearly Trough Low 22,994 PHP
Transaction Impact: A difference of 5,429.03 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.7401
4.5756
JanuMarcMayJulySeptNove

NAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4103, compared to 4.9028 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5075 points.

H1 Avg (Jan–Jun) 5.4103
H2 Avg (Jul–Dec) 4.9028

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.3576 PHP (High: 5.4604 / Low: 5.1028). On the other end, March was the most stable month, with a tight range of 0.1214 PHP (High: 5.6846 / Low: 5.5632).

May Spread (Volatile) ±0.3576
March Spread (Stable) ±0.1214

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2525 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2525

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 5.6431) against the same month in 2011 (average: 6.2848), the exchange rate shifted by -0.6417 (-10.21%).

2012 Avg (March) 5.6431
2011 Avg (March) 6.2848

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5179 5.3696 5.4358
February 5.6416 5.4979 5.5687
March 5.6846 5.5632 5.6431
April 5.6291 5.3536 5.4529
May 5.4604 5.1028 5.2684
June 5.2115 5.0209 5.0929
July 5.1369 4.9363 5.0787
August 5.1691 4.9836 5.0881
September 5.1217 4.9823 5.0380
October 5.0118 4.6977 4.7855
November 4.7546 4.5988 4.6727
December 4.8628 4.6156 4.7540