YEARLY HIGH
3.9033 PHP
YEARLY LOW
2.9810 PHP
YEARLY AVERAGE
3.5825 PHP

2015 NAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 3.9033. Conversely, the yearly low was recorded on December 11, dropping to 2.9810.

This high-to-low spread represents a total annual volatility of 0.9223 PHP. From a start-to-finish perspective, comparing the January average rate of 3.8544 to the December average rate of 3.1390, the exchange rate registered a net change of -18.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.9033 was down 8.85% compared to the 2014 peak of 4.2820, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 19,516 PHP
2014 Average 20,476 PHP
Yearly Trough Low 14,905 PHP
Transaction Impact: A difference of 4,611.38 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.9260
3.0675
JanuMarcMayJulySeptNove

NAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7403, compared to 3.4246 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3157 points.

H1 Avg (Jan–Jun) 3.7403
H2 Avg (Jul–Dec) 3.4246

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.3189 PHP (High: 3.2998 / Low: 2.9810). On the other end, July was the most stable month, with a tight range of 0.0866 PHP (High: 3.6882 / Low: 3.6015).

December Spread (Volatile) ±0.3189
July Spread (Stable) ±0.0866

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1877 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1877

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 3.8544) against the same month in 2014 (average: 4.1420), the exchange rate shifted by -0.2876 (-6.94%).

2015 Avg (January) 3.8544
2014 Avg (January) 4.1420

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9033 3.7931 3.8544
February 3.8980 3.7716 3.8144
March 3.7851 3.5490 3.6850
April 3.7617 3.6245 3.6994
May 3.7723 3.6654 3.7272
June 3.7213 3.5764 3.6615
July 3.6882 3.6015 3.6374
August 3.6246 3.5160 3.5865
September 3.5038 3.3342 3.4246
October 3.5180 3.3602 3.4334
November 3.4064 3.2638 3.3268
December 3.2998 2.9810 3.1390