2014 NAD to PHP Historical Review

YEARLY HIGH

4.2820 PHP

YEARLY LOW

3.8228 PHP

YEARLY AVERAGE

4.0952 PHP

2014 NAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 4.2820. Conversely, the yearly low was recorded on December 15, dropping to 3.8228.

This high-to-low spread represents a total annual volatility of 0.4592 PHP. From a start-to-finish perspective, comparing the January average rate of 4.1420 to the December average rate of 3.8863, the exchange rate registered a net change of -6.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.2820 was down 11.60% compared to the 2013 peak of 4.8437, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 21,410 PHP

2013 Average 22,040 PHP

Yearly Trough Low 19,114 PHP

Transaction Impact: A difference of 2,296.18 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.2621

3.8521

JanuMarcMayJulySeptNove

NAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1581, compared to 4.0323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1258 points.

H1 Avg (Jan–Jun) 4.1581

H2 Avg (Jul–Dec) 4.0323

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.2477 PHP (High: 4.0705 / Low: 3.8228). On the other end, August was the most stable month, with a tight range of 0.0690 PHP (High: 4.1409 / Low: 4.0719).

December Spread (Volatile) ±0.2477

August Spread (Stable) ±0.0690

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1692 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1692

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2014: 4.2279) against the same month in 2013 (average: 4.5233), the exchange rate shifted by -0.2954 (-6.53%).

2014 Avg (April) 4.2279

2013 Avg (April) 4.5233

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.2189	4.0412	4.1420
February	4.1649	4.0426	4.0861
March	4.2440	4.1191	4.1694
April	4.2820	4.1869	4.2279
May	4.2448	4.1649	4.2167
June	4.1569	4.0646	4.1063
July	4.1183	4.0386	4.0788
August	4.1409	4.0719	4.1063
September	4.0816	3.9874	4.0248
October	4.1109	3.9660	4.0423
November	4.1074	3.9867	4.0555
December	4.0705	3.8228	3.8863