YEARLY HIGH
3.6694 PHP
YEARLY LOW
2.8363 PHP
YEARLY AVERAGE
3.2422 PHP

2016 NAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 3.6694. Conversely, the yearly low was recorded on January 11, dropping to 2.8363.

This high-to-low spread represents a total annual volatility of 0.8331 PHP. From a start-to-finish perspective, comparing the January average rate of 2.9215 to the December average rate of 3.5894, the exchange rate registered a net change of 22.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.6694 was down 5.99% compared to the 2015 peak of 3.9033, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 18,347 PHP
2015 Average 17,906 PHP
Yearly Trough Low 14,181 PHP
Transaction Impact: A difference of 4,165.65 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.6562
2.8547
JanuMarcMayJulySeptNove

NAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0478, compared to 3.4366 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3889 points.

H1 Avg (Jan–Jun) 3.0478
H2 Avg (Jul–Dec) 3.4366

Volatility Range Comparison

Volatility

The most volatile month in 2016 was September, with a trading range of 0.3726 PHP (High: 3.5676 / Low: 3.1950). On the other end, December was the most stable month, with a tight range of 0.1409 PHP (High: 3.6694 / Low: 3.5285).

September Spread (Volatile) ±0.3726
December Spread (Stable) ±0.1409

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1113 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 3.5894) against the same month in 2015 (average: 3.1390), the exchange rate shifted by +0.4504 (+14.35%).

2016 Avg (December) 3.5894
2015 Avg (December) 3.1390

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0298 2.8363 2.9215
February 3.1221 2.9505 3.0153
March 3.1053 2.9560 3.0322
April 3.3030 3.0347 3.1733
May 3.3133 2.9610 3.0619
June 3.2226 2.9826 3.0824
July 3.3747 3.1856 3.2688
August 3.4960 3.1931 3.3894
September 3.5676 3.1950 3.3808
October 3.5727 3.3906 3.4704
November 3.6449 3.4102 3.5209
December 3.6694 3.5285 3.5894