2021 NAD to PHP Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2021.
2021 NAD to PHP Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2021
During 2021, the NAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 3.5340. Conversely, the yearly low was recorded on December 15, dropping to 3.0968.
This high-to-low spread represents a total annual volatility of 0.4372 PHP. From a start-to-finish perspective, comparing the January average rate of 3.1883 to the December average rate of 3.1637, the exchange rate registered a net change of -0.77% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2021 high of 3.5340 was down 3.13% compared to the 2020 peak of 3.6484, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 NAD based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2021.
NAD to PHP Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3242, compared to 3.3461 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0219 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2021 was November, with a trading range of 0.4110 PHP (High: 3.5156 / Low: 3.1046). On the other end, April was the most stable month, with a tight range of 0.1065 PHP (High: 3.4029 / Low: 3.2964).
Growth Streaks & Declines
TrendsBetween March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1524 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (June 2021: 3.4811) against the same month in 2020 (average: 2.9245), the exchange rate shifted by +0.5567 (+19.03%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 3.2906 | 3.1069 | 3.1883 |
| February | 3.3703 | 3.1871 | 3.2787 |
| March | 3.3085 | 3.1287 | 3.2405 |
| April | 3.4029 | 3.2964 | 3.3469 |
| May | 3.4957 | 3.3172 | 3.4099 |
| June | 3.5340 | 3.3971 | 3.4811 |
| July | 3.5039 | 3.3690 | 3.4425 |
| August | 3.5301 | 3.2616 | 3.4176 |
| September | 3.4858 | 3.3394 | 3.3868 |
| October | 3.5212 | 3.3277 | 3.4093 |
| November | 3.5156 | 3.1046 | 3.2569 |
| December | 3.2347 | 3.0968 | 3.1637 |