2012 NAD to SAR Historical Review

YEARLY HIGH

0.4988 SAR

YEARLY LOW

0.4196 SAR

YEARLY AVERAGE

0.4578 SAR

2012 NAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 2, valuing the pair at 0.4988. Conversely, the yearly low was recorded on November 22, dropping to 0.4196.

This high-to-low spread represents a total annual volatility of 0.0792 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4681 to the December average rate of 0.4347, the exchange rate registered a net change of -7.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4988 was down 12.64% compared to the 2011 peak of 0.5710, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,494 SAR

2011 Average 2,598 SAR

Yearly Trough Low 2,098 SAR

Transaction Impact: A difference of 396.11 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5003

0.4196

JanuMarcMayJulySeptNove

NAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4730, compared to 0.4426 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0303 points.

H1 Avg (Jan–Jun) 0.4730

H2 Avg (Jul–Dec) 0.4426

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0448 SAR (High: 0.4851 / Low: 0.4403). On the other end, September was the most stable month, with a tight range of 0.0126 SAR (High: 0.4588 / Low: 0.4462).

May Spread (Volatile) ±0.0448

September Spread (Stable) ±0.0126

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0195 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0195

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.4936) against the same month in 2011 (average: 0.5421), the exchange rate shifted by -0.0486 (-8.96%).

2012 Avg (March) 0.4936

2011 Avg (March) 0.5421

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4830	0.4588	0.4681
February	0.4961	0.4815	0.4896
March	0.4988	0.4855	0.4936
April	0.4919	0.4692	0.4794
May	0.4851	0.4403	0.4605
June	0.4578	0.4364	0.4468
July	0.4625	0.4405	0.4547
August	0.4632	0.4422	0.4536
September	0.4588	0.4462	0.4531
October	0.4505	0.4247	0.4336
November	0.4332	0.4196	0.4263
December	0.4439	0.4238	0.4347