2021 NAD to SAR Historical Review

YEARLY HIGH

0.2779 SAR

YEARLY LOW

0.2307 SAR

YEARLY AVERAGE

0.2540 SAR

2021 NAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.2779. Conversely, the yearly low was recorded on November 28, dropping to 0.2307.

This high-to-low spread represents a total annual volatility of 0.0472 SAR. From a start-to-finish perspective, comparing the January average rate of 0.2488 to the December average rate of 0.2360, the exchange rate registered a net change of -5.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2779 was up 3.77% compared to the 2020 peak of 0.2678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,390 SAR

2020 Average 1,146 SAR

Yearly Trough Low 1,154 SAR

Transaction Impact: A difference of 236.02 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2746

0.2325

JanuMarcMayJulySeptNove

NAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2585, compared to 0.2495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0090 points.

H1 Avg (Jan–Jun) 0.2585

H2 Avg (Jul–Dec) 0.2495

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0302 SAR (High: 0.2609 / Low: 0.2307). On the other end, April was the most stable month, with a tight range of 0.0081 SAR (High: 0.2634 / Low: 0.2554).

November Spread (Volatile) ±0.0302

April Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0130 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.2710) against the same month in 2020 (average: 0.2193), the exchange rate shifted by +0.0518 (+23.62%).

2021 Avg (June) 0.2710

2020 Avg (June) 0.2193

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2569	0.2422	0.2488
February	0.2582	0.2489	0.2546
March	0.2550	0.2411	0.2504
April	0.2634	0.2554	0.2591
May	0.2723	0.2590	0.2671
June	0.2779	0.2617	0.2710
July	0.2629	0.2523	0.2581
August	0.2610	0.2449	0.2553
September	0.2627	0.2479	0.2530
October	0.2599	0.2479	0.2522
November	0.2609	0.2307	0.2427
December	0.2418	0.2314	0.2360