2020 NAD to SAR Historical Review

YEARLY HIGH

0.2678 SAR

YEARLY LOW

0.1970 SAR

YEARLY AVERAGE

0.2292 SAR

2020 NAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.2678. Conversely, the yearly low was recorded on April 23, dropping to 0.1970.

This high-to-low spread represents a total annual volatility of 0.0708 SAR. From a start-to-finish perspective, comparing the January average rate of 0.2613 to the December average rate of 0.2523, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2678 was down 5.00% compared to the 2019 peak of 0.2819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,339 SAR

2019 Average 1,297 SAR

Yearly Trough Low 985 SAR

Transaction Impact: A difference of 354.08 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2672

0.1969

JanuMarcMayJulySeptNove

NAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2278, compared to 0.2305 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.2278

H2 Avg (Jul–Dec) 0.2305

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0355 SAR (High: 0.2448 / Low: 0.2093). On the other end, July was the most stable month, with a tight range of 0.0081 SAR (High: 0.2279 / Low: 0.2197).

March Spread (Volatile) ±0.0355

July Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0242 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0242

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2613) against the same month in 2019 (average: 0.2702), the exchange rate shifted by -0.0088 (-3.26%).

2020 Avg (January) 0.2613

2019 Avg (January) 0.2702

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2678	0.2538	0.2613
February	0.2540	0.2436	0.2506
March	0.2448	0.2093	0.2264
April	0.2102	0.1970	0.2027
May	0.2160	0.2008	0.2067
June	0.2262	0.2147	0.2193
July	0.2279	0.2197	0.2240
August	0.2265	0.2120	0.2163
September	0.2311	0.2162	0.2233
October	0.2321	0.2072	0.2258
November	0.2458	0.2299	0.2413
December	0.2579	0.2443	0.2523