2014 NAD to SAR Historical Review

YEARLY HIGH

0.3635 SAR

YEARLY LOW

0.3212 SAR

YEARLY AVERAGE

0.3460 SAR

2014 NAD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 0.3635. Conversely, the yearly low was recorded on December 15, dropping to 0.3212.

This high-to-low spread represents a total annual volatility of 0.0423 SAR. From a start-to-finish perspective, comparing the January average rate of 0.3455 to the December average rate of 0.3265, the exchange rate registered a net change of -5.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3635 was down 17.89% compared to the 2013 peak of 0.4427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,817 SAR

2013 Average 1,950 SAR

Yearly Trough Low 1,606 SAR

Transaction Impact: A difference of 211.28 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3636

0.3231

JanuMarcMayJulySeptNove

NAD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3506, compared to 0.3414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.3506

H2 Avg (Jul–Dec) 0.3414

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0219 SAR (High: 0.3564 / Low: 0.3345). On the other end, August was the most stable month, with a tight range of 0.0060 SAR (High: 0.3550 / Low: 0.3490).

January Spread (Volatile) ±0.0219

August Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0120 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.3603) against the same month in 2013 (average: 0.4029), the exchange rate shifted by -0.0426 (-10.58%).

2014 Avg (May) 0.3603

2013 Avg (May) 0.4029

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3564	0.3345	0.3455
February	0.3497	0.3341	0.3416
March	0.3554	0.3447	0.3492
April	0.3598	0.3520	0.3555
May	0.3635	0.3564	0.3603
June	0.3557	0.3474	0.3517
July	0.3566	0.3481	0.3518
August	0.3550	0.3490	0.3517
September	0.3516	0.3329	0.3416
October	0.3441	0.3310	0.3384
November	0.3427	0.3328	0.3385
December	0.3406	0.3212	0.3265