2012 NGN to GHS Historical Review

YEARLY HIGH

0.0124 GHS

YEARLY LOW

0.0101 GHS

YEARLY AVERAGE

0.0117 GHS

2012 NGN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 16, valuing the pair at 0.0124. Conversely, the yearly low was recorded on January 2, dropping to 0.0101.

This high-to-low spread represents a total annual volatility of 0.0023 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0105 to the December average rate of 0.0121, the exchange rate registered a net change of 15.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0124 was up 19.80% compared to the 2011 peak of 0.0103, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 12,382 GHS

2011 Average 9,909 GHS

Yearly Trough Low 10,098 GHS

Transaction Impact: A difference of 2,284.65 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0124

0.0103

JanuMarcMayJulySeptNove

NGN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0112, compared to 0.0121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0112

H2 Avg (Jul–Dec) 0.0121

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0007 GHS (High: 0.0108 / Low: 0.0101). On the other end, October was the most stable month, with a tight range of 0.0002 GHS (High: 0.0121 / Low: 0.0119).

January Spread (Volatile) ±0.0007

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0123) against the same month in 2011 (average: 0.0099), the exchange rate shifted by +0.0023 (+23.44%).

2012 Avg (August) 0.0123

2011 Avg (August) 0.0099

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0108	0.0101	0.0105
February	0.0110	0.0104	0.0107
March	0.0113	0.0107	0.0110
April	0.0118	0.0113	0.0115
May	0.0121	0.0117	0.0119
June	0.0120	0.0117	0.0118
July	0.0123	0.0119	0.0121
August	0.0124	0.0121	0.0123
September	0.0122	0.0119	0.0121
October	0.0121	0.0119	0.0120
November	0.0121	0.0119	0.0120
December	0.0122	0.0120	0.0121