2016 NGN to GHS Historical Review

YEARLY HIGH

0.0203 GHS

YEARLY LOW

0.0112 GHS

YEARLY AVERAGE

0.0161 GHS

2016 NGN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NGN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 0.0203. Conversely, the yearly low was recorded on August 22, dropping to 0.0112.

This high-to-low spread represents a total annual volatility of 0.0091 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0196 to the December average rate of 0.0135, the exchange rate registered a net change of -31.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0203 was down 8.58% compared to the 2015 peak of 0.0222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 20,273 GHS

2015 Average 19,096 GHS

Yearly Trough Low 11,219 GHS

Transaction Impact: A difference of 9,054.42 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0207

0.0115

JanuMarcMayJulySeptNove

NGN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0192, compared to 0.0129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 0.0192

H2 Avg (Jul–Dec) 0.0129

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0059 GHS (High: 0.0197 / Low: 0.0138). On the other end, October was the most stable month, with a tight range of 0.0002 GHS (High: 0.0128 / Low: 0.0126).

June Spread (Volatile) ±0.0059

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0043 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.0199) against the same month in 2015 (average: 0.0173), the exchange rate shifted by +0.0027 (+15.45%).

2016 Avg (February) 0.0199

2015 Avg (February) 0.0173

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0200	0.0192	0.0196
February	0.0203	0.0195	0.0199
March	0.0197	0.0193	0.0194
April	0.0194	0.0191	0.0192
May	0.0195	0.0191	0.0193
June	0.0197	0.0138	0.0178
July	0.0141	0.0123	0.0135
August	0.0126	0.0112	0.0122
September	0.0128	0.0125	0.0127
October	0.0128	0.0126	0.0127
November	0.0138	0.0126	0.0129
December	0.0140	0.0130	0.0135