2015 NGN to GHS Historical Review

YEARLY HIGH

0.0222 GHS

YEARLY LOW

0.0164 GHS

YEARLY AVERAGE

0.0191 GHS

2015 NGN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NGN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.0222. Conversely, the yearly low was recorded on July 21, dropping to 0.0164.

This high-to-low spread represents a total annual volatility of 0.0058 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0175 to the December average rate of 0.0191, the exchange rate registered a net change of 9.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0222 was down 7.24% compared to the 2014 peak of 0.0239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 22,176 GHS

2014 Average 18,441 GHS

Yearly Trough Low 16,397 GHS

Transaction Impact: A difference of 5,778.99 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0220

0.0168

JanuMarcMayJulySeptNove

NGN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0190, compared to 0.0192 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0190

H2 Avg (Jul–Dec) 0.0192

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0055 GHS (High: 0.0219 / Low: 0.0164). On the other end, April was the most stable month, with a tight range of 0.0002 GHS (High: 0.0194 / Low: 0.0192).

July Spread (Volatile) ±0.0055

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0034 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.0216) against the same month in 2014 (average: 0.0191), the exchange rate shifted by +0.0025 (+12.99%).

2015 Avg (June) 0.0216

2014 Avg (June) 0.0191

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0180	0.0172	0.0175
February	0.0177	0.0167	0.0173
March	0.0191	0.0173	0.0183
April	0.0194	0.0192	0.0193
May	0.0204	0.0194	0.0199
June	0.0222	0.0205	0.0216
July	0.0219	0.0164	0.0182
August	0.0217	0.0190	0.0202
September	0.0203	0.0189	0.0195
October	0.0196	0.0186	0.0191
November	0.0194	0.0190	0.0192
December	0.0193	0.0190	0.0191