2013 NGN to GHS Historical Review

YEARLY HIGH

0.0148 GHS

YEARLY LOW

0.0121 GHS

YEARLY AVERAGE

0.0130 GHS

2013 NGN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NGN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0148. Conversely, the yearly low was recorded on February 18, dropping to 0.0121.

This high-to-low spread represents a total annual volatility of 0.0027 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0121 to the December average rate of 0.0146, the exchange rate registered a net change of 20.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0148 was up 19.18% compared to the 2012 peak of 0.0124, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 14,758 GHS

2012 Average 11,662 GHS

Yearly Trough Low 12,063 GHS

Transaction Impact: A difference of 2,694.96 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0149

0.0119

JanuMarcMayJulySeptNove

NGN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0123, compared to 0.0136 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0123

H2 Avg (Jul–Dec) 0.0136

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0005 GHS (High: 0.0130 / Low: 0.0125). On the other end, February was the most stable month, with a tight range of 0.0001 GHS (High: 0.0122 / Low: 0.0121).

July Spread (Volatile) ±0.0005

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0000 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0146) against the same month in 2012 (average: 0.0121), the exchange rate shifted by +0.0025 (+21.07%).

2013 Avg (December) 0.0146

2012 Avg (December) 0.0121

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0122	0.0121	0.0121
February	0.0122	0.0121	0.0121
March	0.0123	0.0121	0.0122
April	0.0124	0.0122	0.0123
May	0.0126	0.0124	0.0126
June	0.0126	0.0124	0.0125
July	0.0130	0.0125	0.0127
August	0.0133	0.0129	0.0131
September	0.0136	0.0132	0.0134
October	0.0139	0.0135	0.0137
November	0.0144	0.0140	0.0142
December	0.0148	0.0144	0.0146