2026 NGN to GHS Historical Review

YEARLY HIGH

0.0087 GHS

YEARLY LOW

0.0073 GHS

YEARLY AVERAGE

0.0081 GHS

2026 NGN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.0087. Conversely, the yearly low was recorded on January 1, dropping to 0.0073.

This high-to-low spread represents a total annual volatility of 0.0014 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0076 to the December average rate of 0.0086, the exchange rate registered a net change of 13.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0087 was down 16.13% compared to the 2025 peak of 0.0104, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 8,686 GHS

2025 Average 8,304 GHS

Yearly Trough Low 7,264 GHS

Transaction Impact: A difference of 1,421.83 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0087

0.0075

JanuMarcMayJuly

NGN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0080, compared to 0.0085 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0080

H2 Avg (Jul–Dec) 0.0085

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0009 GHS (High: 0.0087 / Low: 0.0078). On the other end, August was the most stable month, with a tight range of 0.0001 GHS (High: 0.0086 / Low: 0.0085).

June Spread (Volatile) ±0.0009

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0083) against the same month in 2025 (average: 0.0066), the exchange rate shifted by +0.0017 (+25.83%).

2026 Avg (June) 0.0083

2025 Avg (June) 0.0066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0079	0.0073	0.0076
February	0.0082	0.0078	0.0081
March	0.0080	0.0077	0.0079
April	0.0082	0.0080	0.0081
May	0.0081	0.0078	0.0079
June	0.0087	0.0078	0.0083
July	0.0086	0.0082	0.0084
August	0.0086	0.0085	0.0086