2013 NGN to HRK Historical Review

YEARLY HIGH

0.0375 HRK

YEARLY LOW

0.0343 HRK

YEARLY AVERAGE

0.0358 HRK

2013 NGN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NGN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.0375. Conversely, the yearly low was recorded on December 30, dropping to 0.0343.

This high-to-low spread represents a total annual volatility of 0.0031 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0363 to the December average rate of 0.0350, the exchange rate registered a net change of -3.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0375 was down 3.84% compared to the 2012 peak of 0.0390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 37,461 HRK

2012 Average 36,868 HRK

Yearly Trough Low 34,335 HRK

Transaction Impact: A difference of 3,125.48 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0372

0.0347

JanuMarcMayJulySeptNove

NGN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0364, compared to 0.0352 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0364

H2 Avg (Jul–Dec) 0.0352

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0022 HRK (High: 0.0368 / Low: 0.0346). On the other end, September was the most stable month, with a tight range of 0.0004 HRK (High: 0.0353 / Low: 0.0349).

June Spread (Volatile) ±0.0022

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0014 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.0370) against the same month in 2012 (average: 0.0362), the exchange rate shifted by +0.0008 (+2.08%).

2013 Avg (March) 0.0370

2012 Avg (March) 0.0362

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0370	0.0356	0.0363
February	0.0368	0.0353	0.0361
March	0.0375	0.0365	0.0370
April	0.0375	0.0366	0.0369
May	0.0373	0.0364	0.0369
June	0.0368	0.0346	0.0355
July	0.0362	0.0352	0.0356
August	0.0355	0.0349	0.0352
September	0.0353	0.0349	0.0351
October	0.0352	0.0348	0.0349
November	0.0359	0.0354	0.0356
December	0.0355	0.0343	0.0350