2016 NGN to HRK Historical Review

YEARLY HIGH

0.0357 HRK

YEARLY LOW

0.0190 HRK

YEARLY AVERAGE

0.0278 HRK

2016 NGN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NGN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 23, valuing the pair at 0.0357. Conversely, the yearly low was recorded on August 22, dropping to 0.0190.

This high-to-low spread represents a total annual volatility of 0.0167 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0354 to the December average rate of 0.0227, the exchange rate registered a net change of -35.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0357 was down 2.08% compared to the 2015 peak of 0.0364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 35,663 HRK

2015 Average 34,675 HRK

Yearly Trough Low 18,985 HRK

Transaction Impact: A difference of 16,677.98 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0369

0.0193

JanuMarcMayJulySeptNove

NGN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0335, compared to 0.0220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0116 points.

H1 Avg (Jan–Jun) 0.0335

H2 Avg (Jul–Dec) 0.0220

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0104 HRK (High: 0.0338 / Low: 0.0234). On the other end, September was the most stable month, with a tight range of 0.0004 HRK (High: 0.0215 / Low: 0.0211).

June Spread (Volatile) ±0.0104

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0074 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0354) against the same month in 2015 (average: 0.0355), the exchange rate shifted by -0.0002 (-0.43%).

2016 Avg (January) 0.0354

2015 Avg (January) 0.0355

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0357	0.0351	0.0354
February	0.0354	0.0340	0.0346
March	0.0352	0.0333	0.0341
April	0.0335	0.0330	0.0332
May	0.0339	0.0328	0.0333
June	0.0338	0.0234	0.0306
July	0.0240	0.0209	0.0232
August	0.0215	0.0190	0.0207
September	0.0215	0.0211	0.0214
October	0.0220	0.0213	0.0217
November	0.0227	0.0215	0.0222
December	0.0235	0.0222	0.0227