2018 NGN to HRK Historical Review

YEARLY HIGH

0.0182 HRK

YEARLY LOW

0.0165 HRK

YEARLY AVERAGE

0.0174 HRK

2018 NGN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NGN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.0182. Conversely, the yearly low was recorded on February 1, dropping to 0.0165.

This high-to-low spread represents a total annual volatility of 0.0017 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0169 to the December average rate of 0.0179, the exchange rate registered a net change of 5.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0182 was down 22.69% compared to the 2017 peak of 0.0235, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 18,206 HRK

2017 Average 19,956 HRK

Yearly Trough Low 16,500 HRK

Transaction Impact: A difference of 1,706.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0181

0.0166

JanuMarcMayJulySeptNove

NGN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0170, compared to 0.0178 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0170

H2 Avg (Jul–Dec) 0.0178

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0008 HRK (High: 0.0178 / Low: 0.0170). On the other end, July was the most stable month, with a tight range of 0.0002 HRK (High: 0.0176 / Low: 0.0174).

May Spread (Volatile) ±0.0008

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0180) against the same month in 2017 (average: 0.0179), the exchange rate shifted by +0.0001 (+0.57%).

2018 Avg (November) 0.0180

2017 Avg (November) 0.0179

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0173	0.0166	0.0169
February	0.0169	0.0165	0.0167
March	0.0169	0.0166	0.0167
April	0.0171	0.0166	0.0168
May	0.0178	0.0170	0.0174
June	0.0177	0.0174	0.0176
July	0.0176	0.0174	0.0175
August	0.0182	0.0176	0.0178
September	0.0179	0.0174	0.0176
October	0.0181	0.0176	0.0178
November	0.0182	0.0178	0.0180
December	0.0180	0.0177	0.0179