2019 NGN to HRK Historical Review

YEARLY HIGH

0.0218 HRK

YEARLY LOW

0.0176 HRK

YEARLY AVERAGE

0.0184 HRK

2019 NGN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NGN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 0.0218. Conversely, the yearly low was recorded on January 9, dropping to 0.0176.

This high-to-low spread represents a total annual volatility of 0.0042 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0179 to the December average rate of 0.0185, the exchange rate registered a net change of 3.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0218 was up 19.57% compared to the 2018 peak of 0.0182, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 21,769 HRK

2018 Average 17,399 HRK

Yearly Trough Low 17,592 HRK

Transaction Impact: A difference of 4,176.47 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0191

0.0178

JanuMarcMayJulySeptNove

NGN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0183, compared to 0.0185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0183

H2 Avg (Jul–Dec) 0.0185

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0037 HRK (High: 0.0218 / Low: 0.0181). On the other end, May was the most stable month, with a tight range of 0.0002 HRK (High: 0.0185 / Low: 0.0183).

August Spread (Volatile) ±0.0037

May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0007 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.0185) against the same month in 2018 (average: 0.0178), the exchange rate shifted by +0.0007 (+3.98%).

2019 Avg (August) 0.0185

2018 Avg (August) 0.0178

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0182	0.0176	0.0179
February	0.0182	0.0179	0.0181
March	0.0184	0.0180	0.0182
April	0.0186	0.0182	0.0184
May	0.0185	0.0183	0.0184
June	0.0216	0.0180	0.0189
July	0.0185	0.0181	0.0183
August	0.0218	0.0181	0.0185
September	0.0188	0.0185	0.0186
October	0.0187	0.0184	0.0186
November	0.0187	0.0184	0.0186
December	0.0186	0.0183	0.0185