2015 NGN to HRK Historical Review

YEARLY HIGH

0.0364 HRK

YEARLY LOW

0.0329 HRK

YEARLY AVERAGE

0.0347 HRK

2015 NGN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NGN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.0364. Conversely, the yearly low was recorded on August 24, dropping to 0.0329.

This high-to-low spread represents a total annual volatility of 0.0035 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0355 to the December average rate of 0.0352, the exchange rate registered a net change of -0.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0364 was down 2.18% compared to the 2014 peak of 0.0372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 36,419 HRK

2014 Average 34,855 HRK

Yearly Trough Low 32,895 HRK

Transaction Impact: A difference of 3,524.90 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0358

0.0337

JanuMarcMayJulySeptNove

NGN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0347, compared to 0.0346 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0347

H2 Avg (Jul–Dec) 0.0346

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0029 HRK (High: 0.0360 / Low: 0.0331). On the other end, September was the most stable month, with a tight range of 0.0009 HRK (High: 0.0343 / Low: 0.0334).

February Spread (Volatile) ±0.0029

September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0354) against the same month in 2014 (average: 0.0336), the exchange rate shifted by +0.0018 (+5.22%).

2015 Avg (March) 0.0354

2014 Avg (March) 0.0336

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0362	0.0346	0.0355
February	0.0360	0.0331	0.0342
March	0.0364	0.0338	0.0354
April	0.0359	0.0341	0.0353
May	0.0350	0.0331	0.0340
June	0.0348	0.0335	0.0339
July	0.0352	0.0342	0.0346
August	0.0349	0.0329	0.0341
September	0.0343	0.0334	0.0339
October	0.0349	0.0334	0.0341
November	0.0362	0.0346	0.0356
December	0.0361	0.0349	0.0352