2012 NPR to GHS Historical Review

YEARLY HIGH

0.0228 GHS

YEARLY LOW

0.0192 GHS

YEARLY AVERAGE

0.0217 GHS

2012 NPR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NPR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on October 4, valuing the pair at 0.0228. Conversely, the yearly low was recorded on January 1, dropping to 0.0192.

This high-to-low spread represents a total annual volatility of 0.0036 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0206 to the December average rate of 0.0217, the exchange rate registered a net change of 5.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0228 was up 3.16% compared to the 2011 peak of 0.0221, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 114 GHS

2011 Average 104 GHS

Yearly Trough Low 96 GHS

Transaction Impact: A difference of 18.24 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0224

0.0204

JanuMarcMayJulySeptNove

NPR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0215, compared to 0.0219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0215

H2 Avg (Jul–Dec) 0.0219

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0025 GHS (High: 0.0217 / Low: 0.0192). On the other end, December was the most stable month, with a tight range of 0.0003 GHS (High: 0.0219 / Low: 0.0216).

January Spread (Volatile) ±0.0025

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 0.0223) against the same month in 2011 (average: 0.0208), the exchange rate shifted by +0.0015 (+7.05%).

2012 Avg (October) 0.0223

2011 Avg (October) 0.0208

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0217	0.0192	0.0206
February	0.0217	0.0213	0.0215
March	0.0219	0.0210	0.0216
April	0.0221	0.0217	0.0219
May	0.0222	0.0210	0.0217
June	0.0217	0.0212	0.0214
July	0.0224	0.0219	0.0221
August	0.0222	0.0217	0.0219
September	0.0225	0.0214	0.0219
October	0.0228	0.0218	0.0223
November	0.0220	0.0213	0.0215
December	0.0219	0.0216	0.0217