2013 NPR to GHS Historical Review

YEARLY HIGH

0.0239 GHS

YEARLY LOW

0.0200 GHS

YEARLY AVERAGE

0.0221 GHS

2013 NPR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NPR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0239. Conversely, the yearly low was recorded on September 4, dropping to 0.0200.

This high-to-low spread represents a total annual volatility of 0.0039 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0219 to the December average rate of 0.0235, the exchange rate registered a net change of 7.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0239 was up 4.84% compared to the 2012 peak of 0.0228, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 120 GHS

2012 Average 108 GHS

Yearly Trough Low 100 GHS

Transaction Impact: A difference of 19.53 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0237

0.0209

JanuMarcMayJulySeptNove

NPR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0221, compared to 0.0220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0221

H2 Avg (Jul–Dec) 0.0220

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0019 GHS (High: 0.0219 / Low: 0.0200). On the other end, February was the most stable month, with a tight range of 0.0005 GHS (High: 0.0224 / Low: 0.0219).

September Spread (Volatile) ±0.0019

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0235) against the same month in 2012 (average: 0.0217), the exchange rate shifted by +0.0018 (+8.28%).

2013 Avg (December) 0.0235

2012 Avg (December) 0.0217

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0223	0.0215	0.0219
February	0.0224	0.0219	0.0222
March	0.0224	0.0218	0.0222
April	0.0228	0.0221	0.0224
May	0.0229	0.0221	0.0226
June	0.0221	0.0210	0.0216
July	0.0221	0.0208	0.0214
August	0.0216	0.0202	0.0211
September	0.0219	0.0200	0.0213
October	0.0225	0.0218	0.0222
November	0.0228	0.0221	0.0225
December	0.0239	0.0228	0.0235