2026 NPR to GHS Historical Review

YEARLY HIGH

0.0778 GHS

YEARLY LOW

0.0698 GHS

YEARLY AVERAGE

0.0743 GHS

2026 NPR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NPR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.0778. Conversely, the yearly low was recorded on May 28, dropping to 0.0698.

This high-to-low spread represents a total annual volatility of 0.0080 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0742 to the December average rate of 0.0767, the exchange rate registered a net change of 3.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0778 was down 31.45% compared to the 2025 peak of 0.1135, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 389 GHS

2025 Average 455 GHS

Yearly Trough Low 349 GHS

Transaction Impact: A difference of 40.18 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0773

0.0699

JanuMarcMayJuly

NPR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0737, compared to 0.0759 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0737

H2 Avg (Jul–Dec) 0.0759

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0073 GHS (High: 0.0778 / Low: 0.0704). On the other end, August was the most stable month, with a tight range of 0.0000 GHS (High: 0.0767 / Low: 0.0766).

June Spread (Volatile) ±0.0073

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0035 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0751) against the same month in 2025 (average: 0.0749), the exchange rate shifted by +0.0002 (+0.26%).

2026 Avg (June) 0.0751

2025 Avg (June) 0.0749

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0750	0.0726	0.0742
February	0.0760	0.0732	0.0753
March	0.0740	0.0722	0.0732
April	0.0746	0.0734	0.0740
May	0.0738	0.0698	0.0706
June	0.0778	0.0704	0.0751
July	0.0764	0.0745	0.0751
August	0.0767	0.0766	0.0767