2014 NPR to GHS Historical Review

YEARLY HIGH

0.0398 GHS

YEARLY LOW

0.0234 GHS

YEARLY AVERAGE

0.0311 GHS

2014 NPR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NPR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.0398. Conversely, the yearly low was recorded on January 3, dropping to 0.0234.

This high-to-low spread represents a total annual volatility of 0.0164 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0240 to the December average rate of 0.0319, the exchange rate registered a net change of 33.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0398 was up 66.41% compared to the 2013 peak of 0.0239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 199 GHS

2013 Average 110 GHS

Yearly Trough Low 117 GHS

Transaction Impact: A difference of 82.00 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0387

0.0227

JanuMarcMayJulySeptNove

NPR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0279, compared to 0.0344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.0279

H2 Avg (Jul–Dec) 0.0344

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0059 GHS (High: 0.0391 / Low: 0.0332). On the other end, October was the most stable month, with a tight range of 0.0005 GHS (High: 0.0331 / Low: 0.0326).

September Spread (Volatile) ±0.0059

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0037 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.0373) against the same month in 2013 (average: 0.0211), the exchange rate shifted by +0.0162 (+76.87%).

2014 Avg (August) 0.0373

2013 Avg (August) 0.0211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0244	0.0234	0.0240
February	0.0259	0.0239	0.0250
March	0.0281	0.0257	0.0265
April	0.0292	0.0280	0.0286
May	0.0319	0.0293	0.0306
June	0.0340	0.0315	0.0326
July	0.0367	0.0340	0.0351
August	0.0398	0.0346	0.0373
September	0.0391	0.0332	0.0366
October	0.0331	0.0326	0.0328
November	0.0329	0.0322	0.0325
December	0.0325	0.0314	0.0319