2020 NPR to GHS Historical Review

YEARLY HIGH

0.0505 GHS

YEARLY LOW

0.0462 GHS

YEARLY AVERAGE

0.0484 GHS

2020 NPR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0505. Conversely, the yearly low was recorded on February 23, dropping to 0.0462.

This high-to-low spread represents a total annual volatility of 0.0043 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0496 to the December average rate of 0.0498, the exchange rate registered a net change of 0.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0505 was down 60.97% compared to the 2019 peak of 0.1294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 252 GHS

2019 Average 239 GHS

Yearly Trough Low 231 GHS

Transaction Impact: A difference of 21.62 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0501

0.0466

JanuMarcMayJulySeptNove

NPR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0477, compared to 0.0490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0477

H2 Avg (Jul–Dec) 0.0490

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0021 GHS (High: 0.0482 / Low: 0.0462). On the other end, June was the most stable month, with a tight range of 0.0006 GHS (High: 0.0481 / Low: 0.0475).

February Spread (Volatile) ±0.0021

June Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0025 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0498) against the same month in 2019 (average: 0.0500), the exchange rate shifted by -0.0002 (-0.44%).

2020 Avg (December) 0.0498

2019 Avg (December) 0.0500

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0502	0.0482	0.0496
February	0.0482	0.0462	0.0470
March	0.0479	0.0462	0.0469
April	0.0479	0.0465	0.0474
May	0.0484	0.0475	0.0477
June	0.0481	0.0475	0.0477
July	0.0485	0.0478	0.0482
August	0.0493	0.0481	0.0484
September	0.0497	0.0491	0.0493
October	0.0498	0.0489	0.0494
November	0.0496	0.0487	0.0491
December	0.0505	0.0495	0.0498