2013 NPR to JMD Historical Review

YEARLY HIGH

1.1493 JMD

YEARLY LOW

0.9464 JMD

YEARLY AVERAGE

1.0679 JMD

2013 NPR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NPR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 1.1493. Conversely, the yearly low was recorded on September 4, dropping to 0.9464.

This high-to-low spread represents a total annual volatility of 0.2029 JMD. From a start-to-finish perspective, comparing the January average rate of 1.0669 to the December average rate of 1.0554, the exchange rate registered a net change of -1.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.1493 was up 4.38% compared to the 2012 peak of 1.1011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 5,747 JMD

2012 Average 5,181 JMD

Yearly Trough Low 4,732 JMD

Transaction Impact: A difference of 1,014.57 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.1501

0.9853

JanuMarcMayJulySeptNove

NPR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0997, compared to 1.0361 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0636 points.

H1 Avg (Jan–Jun) 1.0997

H2 Avg (Jul–Dec) 1.0361

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0932 JMD (High: 1.0471 / Low: 0.9539). On the other end, April was the most stable month, with a tight range of 0.0256 JMD (High: 1.1493 / Low: 1.1238).

August Spread (Volatile) ±0.0932

April Spread (Stable) ±0.0256

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0495 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0495

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 1.1364) against the same month in 2012 (average: 1.0492), the exchange rate shifted by +0.0872 (+8.31%).

2013 Avg (April) 1.1364

2012 Avg (April) 1.0492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0847	1.0476	1.0669
February	1.1053	1.0605	1.0878
March	1.1272	1.0849	1.1116
April	1.1493	1.1238	1.1364
May	1.1452	1.0910	1.1225
June	1.0912	1.0463	1.0730
July	1.0732	1.0384	1.0579
August	1.0471	0.9539	1.0126
September	1.0313	0.9464	0.9990
October	1.0643	1.0311	1.0538
November	1.0592	1.0221	1.0378
December	1.0726	1.0302	1.0554