2015 NPR to JMD Historical Review

YEARLY HIGH

1.1770 JMD

YEARLY LOW

1.1019 JMD

YEARLY AVERAGE

1.1385 JMD

2015 NPR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NPR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 1.1770. Conversely, the yearly low was recorded on August 24, dropping to 1.1019.

This high-to-low spread represents a total annual volatility of 0.0751 JMD. From a start-to-finish perspective, comparing the January average rate of 1.1526 to the December average rate of 1.1275, the exchange rate registered a net change of -2.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1770 was down 0.75% compared to the 2014 peak of 1.1859, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 5,885 JMD

2014 Average 5,674 JMD

Yearly Trough Low 5,510 JMD

Transaction Impact: A difference of 375.61 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1685

1.1111

JanuMarcMayJulySeptNove

NPR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1469, compared to 1.1300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0169 points.

H1 Avg (Jan–Jun) 1.1469

H2 Avg (Jul–Dec) 1.1300

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0547 JMD (High: 1.1770 / Low: 1.1223). On the other end, February was the most stable month, with a tight range of 0.0152 JMD (High: 1.1721 / Low: 1.1568).

January Spread (Volatile) ±0.0547

February Spread (Stable) ±0.0152

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0153 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.1526) against the same month in 2014 (average: 1.0708), the exchange rate shifted by +0.0818 (+7.64%).

2015 Avg (January) 1.1526

2014 Avg (January) 1.0708

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1770	1.1223	1.1526
February	1.1721	1.1568	1.1637
March	1.1663	1.1408	1.1510
April	1.1557	1.1355	1.1469
May	1.1439	1.1193	1.1337
June	1.1406	1.1251	1.1336
July	1.1467	1.1266	1.1406
August	1.1467	1.1019	1.1253
September	1.1262	1.1056	1.1159
October	1.1513	1.1264	1.1427
November	1.1422	1.1121	1.1280
December	1.1402	1.1158	1.1275