2025 NPR to JMD Historical Review

YEARLY HIGH

1.1744 JMD

YEARLY LOW

1.1013 JMD

YEARLY AVERAGE

1.1421 JMD

2025 NPR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NPR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 1.1744. Conversely, the yearly low was recorded on December 15, dropping to 1.1013.

This high-to-low spread represents a total annual volatility of 0.0731 JMD. From a start-to-finish perspective, comparing the January average rate of 1.1377 to the December average rate of 1.1108, the exchange rate registered a net change of -2.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1744 was down 0.65% compared to the 2024 peak of 1.1821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 5,872 JMD

2024 Average 5,842 JMD

Yearly Trough Low 5,506 JMD

Transaction Impact: A difference of 365.40 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1730

1.1051

JanuMarcMayJulySeptNove

NPR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1484, compared to 1.1358 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0126 points.

H1 Avg (Jan–Jun) 1.1484

H2 Avg (Jul–Dec) 1.1358

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0325 JMD (High: 1.1744 / Low: 1.1419). On the other end, January was the most stable month, with a tight range of 0.0141 JMD (High: 1.1438 / Low: 1.1297).

July Spread (Volatile) ±0.0325

January Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0186 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1.1618) against the same month in 2024 (average: 1.1694), the exchange rate shifted by -0.0076 (-0.65%).

2025 Avg (July) 1.1618

2024 Avg (July) 1.1694

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1438	1.1297	1.1377
February	1.1419	1.1269	1.1340
March	1.1503	1.1241	1.1334
April	1.1650	1.1480	1.1555
May	1.1711	1.1557	1.1673
June	1.1713	1.1486	1.1628
July	1.1744	1.1419	1.1618
August	1.1638	1.1346	1.1434
September	1.1423	1.1257	1.1343
October	1.1460	1.1271	1.1354
November	1.1354	1.1189	1.1294
December	1.1198	1.1013	1.1108