2014 NPR to JMD Historical Review

YEARLY HIGH

1.1859 JMD

YEARLY LOW

1.0566 JMD

YEARLY AVERAGE

1.1345 JMD

2014 NPR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NPR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 1.1859. Conversely, the yearly low was recorded on January 27, dropping to 1.0566.

This high-to-low spread represents a total annual volatility of 0.1293 JMD. From a start-to-finish perspective, comparing the January average rate of 1.0708 to the December average rate of 1.1348, the exchange rate registered a net change of 5.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.1859 was up 3.18% compared to the 2013 peak of 1.1493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 5,929 JMD

2013 Average 5,339 JMD

Yearly Trough Low 5,283 JMD

Transaction Impact: A difference of 646.28 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.1771

1.0611

JanuMarcMayJulySeptNove

NPR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1201, compared to 1.1489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0288 points.

H1 Avg (Jan–Jun) 1.1201

H2 Avg (Jul–Dec) 1.1489

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0538 JMD (High: 1.1405 / Low: 1.0867). On the other end, November was the most stable month, with a tight range of 0.0096 JMD (High: 1.1436 / Low: 1.1340).

March Spread (Volatile) ±0.0538

November Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0135 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0135

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 1.1601) against the same month in 2013 (average: 1.1225), the exchange rate shifted by +0.0376 (+3.35%).

2014 Avg (May) 1.1601

2013 Avg (May) 1.1225

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0801	1.0566	1.0708
February	1.0904	1.0694	1.0794
March	1.1405	1.0867	1.1125
April	1.1420	1.1243	1.1336
May	1.1859	1.1360	1.1601
June	1.1740	1.1527	1.1640
July	1.1723	1.1599	1.1674
August	1.1607	1.1457	1.1539
September	1.1662	1.1379	1.1542
October	1.1478	1.1374	1.1426
November	1.1436	1.1340	1.1404
December	1.1507	1.1215	1.1348