YEARLY HIGH
1.1034 JMD
YEARLY LOW
1.0262 JMD
YEARLY AVERAGE
1.0525 JMD

2026 NPR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NPR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.1034. Conversely, the yearly low was recorded on July 23, dropping to 1.0262.

This high-to-low spread represents a total annual volatility of 0.0772 JMD. From a start-to-finish perspective, comparing the January average rate of 1.0871 to the December average rate of 1.0379, the exchange rate registered a net change of -4.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.1034 was down 6.04% compared to the 2025 peak of 1.1744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 5,517 JMD
2025 Average 5,711 JMD
Yearly Trough Low 5,131 JMD
Transaction Impact: A difference of 386.19 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0928
1.0235
JanuMarcMayJuly

NPR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0582, compared to 1.0353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 1.0582
H2 Avg (Jul–Dec) 1.0353

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0449 JMD (High: 1.1034 / Low: 1.0585). On the other end, August was the most stable month, with a tight range of 0.0000 JMD (High: 1.0379 / Low: 1.0379).

January Spread (Volatile) ±0.0449
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0287 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0287

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.0871) against the same month in 2025 (average: 1.1377), the exchange rate shifted by -0.0506 (-4.45%).

2026 Avg (January) 1.0871
2025 Avg (January) 1.1377

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1034 1.0585 1.0871
February 1.0841 1.0665 1.0759
March 1.0709 1.0379 1.0577
April 1.0671 1.0338 1.0580
May 1.0324 1.0272 1.0293
June 1.0487 1.0299 1.0413
July 1.0404 1.0262 1.0326
August 1.0379 1.0379 1.0379