YEARLY HIGH
1137.1182 CDF
YEARLY LOW
1034.7001 CDF
YEARLY AVERAGE
1089.4581 CDF

2019 NZD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 1137.1182. Conversely, the yearly low was recorded on August 25, dropping to 1034.7001.

This high-to-low spread represents a total annual volatility of 102.4181 CDF. From a start-to-finish perspective, comparing the January average rate of 1108.5360 to the December average rate of 1107.7990, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1137.1182 was down 5.03% compared to the 2018 peak of 1197.3590, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,685,591 CDF
2018 Average 5,603,743 CDF
Yearly Trough Low 5,173,500 CDF
Transaction Impact: A difference of 512,090.75 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1125.9859
1047.7250
JanuMarcMayJulySeptNove

NZD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1103.0139, compared to 1075.9024 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 27.1115 points.

H1 Avg (Jan–Jun) 1103.0139
H2 Avg (Jul–Dec) 1075.9024

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 64.6821 CDF (High: 1135.6546 / Low: 1070.9725). On the other end, May was the most stable month, with a tight range of 16.5438 CDF (High: 1087.2211 / Low: 1070.6773).

December Spread (Volatile) ±64.6821
May Spread (Stable) ±16.5438

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 42.0888 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -42.0888

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 1119.4642) against the same month in 2018 (average: 1176.4879), the exchange rate shifted by -57.0238 (-4.85%).

2019 Avg (February) 1119.4642
2018 Avg (February) 1176.4879

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1132.9893 1085.2310 1108.5360
February 1137.1182 1100.1093 1119.4642
March 1134.9855 1103.4569 1118.5451
April 1113.5647 1082.0845 1100.0545
May 1087.2211 1070.6773 1079.2887
June 1116.5238 1073.9701 1092.1948
July 1127.8704 1087.3770 1108.2879
August 1089.3973 1034.7001 1066.1991
September 1070.6253 1041.9274 1054.8596
October 1067.9348 1034.7969 1054.2467
November 1071.1832 1053.4504 1064.0218
December 1135.6546 1070.9725 1107.7990