2025 NZD to CDF Historical Review

YEARLY HIGH

1767.6016 CDF

YEARLY LOW

1203.7543 CDF

YEARLY AVERAGE

1587.9266 CDF

2025 NZD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 1767.6016. Conversely, the yearly low was recorded on November 13, dropping to 1203.7543.

This high-to-low spread represents a total annual volatility of 563.8474 CDF. From a start-to-finish perspective, comparing the January average rate of 1605.2454 to the December average rate of 1306.7640, the exchange rate registered a net change of -18.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1767.6016 was down 2.70% compared to the 2024 peak of 1816.6957, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 8,838,008 CDF

2024 Average 8,515,167 CDF

Yearly Trough Low 6,018,771 CDF

Transaction Impact: A difference of 2,819,236.77 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1791.5257

1207.1546

JanuMarcMayJulySeptNove

NZD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1671.0730, compared to 1504.7803 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 166.2927 points.

H1 Avg (Jan–Jun) 1671.0730

H2 Avg (Jul–Dec) 1504.7803

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 294.5805 CDF (High: 1528.0168 / Low: 1233.4363). On the other end, June was the most stable month, with a tight range of 32.6591 CDF (High: 1764.0779 / Low: 1731.4188).

October Spread (Volatile) ±294.5805

June Spread (Stable) ±32.6591

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 320.4698 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -320.4698

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1739.3162) against the same month in 2024 (average: 1715.7103), the exchange rate shifted by +23.6059 (+1.38%).

2025 Avg (July) 1739.3162

2024 Avg (July) 1715.7103

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1627.9721	1583.4203	1605.2454
February	1652.1055	1593.1702	1627.5509
March	1671.0998	1606.5964	1639.3570
April	1737.6258	1604.7635	1691.0420
May	1750.3220	1688.1473	1720.4143
June	1764.0779	1731.4188	1742.8281
July	1767.6016	1707.0248	1739.3162
August	1735.7329	1677.3617	1708.9312
September	1718.4201	1524.7586	1669.1439
October	1528.0168	1233.4363	1348.6742
November	1309.9525	1203.7543	1255.8522
December	1329.5309	1253.6681	1306.7640