YEARLY HIGH
1816.6957 CDF
YEARLY LOW
1597.7269 CDF
YEARLY AVERAGE
1703.0941 CDF

2024 NZD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NZD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 1816.6957. Conversely, the yearly low was recorded on December 26, dropping to 1597.7269.

This high-to-low spread represents a total annual volatility of 218.9689 CDF. From a start-to-finish perspective, comparing the January average rate of 1680.5686 to the December average rate of 1637.9250, the exchange rate registered a net change of -2.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 1816.6957 was up 3.37% compared to the 2023 peak of 1757.4434, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 9,083,479 CDF
2023 Average 7,166,931 CDF
Yearly Trough Low 7,988,634 CDF
Transaction Impact: A difference of 1,094,844.27 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1787.0733
1624.3660
JanuMarcMayJulySeptNove

NZD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1691.8623, compared to 1714.3259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 22.4635 points.

H1 Avg (Jan–Jun) 1691.8623
H2 Avg (Jul–Dec) 1714.3259

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 99.3858 CDF (High: 1728.6359 / Low: 1629.2501). On the other end, June was the most stable month, with a tight range of 31.1036 CDF (High: 1750.6011 / Low: 1719.4976).

January Spread (Volatile) ±99.3858
June Spread (Stable) ±31.1036

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 52.0877 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -52.0877

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 1773.5143) against the same month in 2023 (average: 1472.4045), the exchange rate shifted by +301.1098 (+20.45%).

2024 Avg (September) 1773.5143
2023 Avg (September) 1472.4045

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1728.6359 1629.2501 1680.5686
February 1714.0229 1663.0804 1689.1271
March 1712.0921 1656.4451 1685.4367
April 1698.6111 1634.7634 1661.9702
May 1738.2725 1657.0466 1697.0090
June 1750.6011 1719.4976 1737.0622
July 1755.1967 1665.4664 1715.7103
August 1784.9831 1691.6648 1733.8316
September 1816.6957 1740.9412 1773.5143
October 1792.8446 1701.5694 1734.9613
November 1723.1626 1666.8784 1690.0127
December 1690.2808 1597.7269 1637.9250