YEARLY HIGH
1402.4552 CDF
YEARLY LOW
1138.5505 CDF
YEARLY AVERAGE
1284.2201 CDF

2022 NZD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 1402.4552. Conversely, the yearly low was recorded on October 15, dropping to 1138.5505.

This high-to-low spread represents a total annual volatility of 263.9046 CDF. From a start-to-finish perspective, comparing the January average rate of 1351.6018 to the December average rate of 1299.8818, the exchange rate registered a net change of -3.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1402.4552 was down 4.96% compared to the 2021 peak of 1475.6188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,012,276 CDF
2021 Average 7,040,520 CDF
Yearly Trough Low 5,692,753 CDF
Transaction Impact: A difference of 1,319,523.18 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1401.5690
1142.4220
JanuMarcMayJulySeptNove

NZD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1331.4927, compared to 1236.9475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 94.5453 points.

H1 Avg (Jan–Jun) 1331.4927
H2 Avg (Jul–Dec) 1236.9475

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 115.7868 CDF (High: 1296.7751 / Low: 1180.9883). On the other end, February was the most stable month, with a tight range of 31.9070 CDF (High: 1359.6988 / Low: 1327.7918).

November Spread (Volatile) ±115.7868
February Spread (Stable) ±31.9070

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 68.4365 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -68.4365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 1379.9734) against the same month in 2021 (average: 1417.6510), the exchange rate shifted by -37.6776 (-2.66%).

2022 Avg (March) 1379.9734
2021 Avg (March) 1417.6510

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1373.9818 1312.6042 1351.6018
February 1359.6988 1327.7918 1341.2420
March 1402.4552 1353.6788 1379.9734
April 1393.1025 1299.4223 1356.0497
May 1315.1312 1258.7083 1287.6132
June 1312.8599 1244.0994 1272.4764
July 1259.3955 1221.7214 1240.0961
August 1291.5552 1234.5001 1258.5839
September 1257.6711 1144.7905 1213.0628
October 1191.0264 1138.5505 1164.0176
November 1296.7751 1180.9883 1246.0426
December 1320.9900 1277.6950 1299.8818