2020 NZD to CDF Historical Review

YEARLY HIGH

1422.2770 CDF

YEARLY LOW

960.8023 CDF

YEARLY AVERAGE

1206.1348 CDF

2020 NZD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1422.2770. Conversely, the yearly low was recorded on March 22, dropping to 960.8023.

This high-to-low spread represents a total annual volatility of 461.4747 CDF. From a start-to-finish perspective, comparing the January average rate of 1115.1733 to the December average rate of 1387.2371, the exchange rate registered a net change of 24.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1422.2770 was up 25.08% compared to the 2019 peak of 1137.1182, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,111,385 CDF

2019 Average 5,446,697 CDF

Yearly Trough Low 4,804,012 CDF

Transaction Impact: A difference of 2,307,373.50 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1422.9178

994.7494

JanuMarcMayJulySeptNove

NZD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1092.2070, compared to 1320.0627 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 227.8557 points.

H1 Avg (Jan–Jun) 1092.2070

H2 Avg (Jul–Dec) 1320.0627

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 375.5890 CDF (High: 1422.2770 / Low: 1046.6880). On the other end, February was the most stable month, with a tight range of 36.7894 CDF (High: 1096.5827 / Low: 1059.7933).

December Spread (Volatile) ±375.5890

February Spread (Stable) ±36.7894

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 49.9693 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -49.9693

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1387.2371) against the same month in 2019 (average: 1107.7990), the exchange rate shifted by +279.4380 (+25.22%).

2020 Avg (December) 1387.2371

2019 Avg (December) 1107.7990

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1137.7419	1089.2778	1115.1733
February	1096.5827	1059.7933	1080.3994
March	1080.4861	960.8023	1030.4301
April	1060.6049	1001.0962	1032.6060
May	1130.1463	1041.8506	1087.5459
June	1241.9062	1147.0971	1207.0872
July	1316.9714	1247.5450	1281.8818
August	1320.7697	1278.5766	1296.8900
September	1329.5166	1284.9375	1308.6157
October	1312.7910	1206.1172	1294.5351
November	1384.7660	1294.8150	1351.2165
December	1422.2770	1046.6880	1387.2371