2020 NZD to GNF Historical Review

YEARLY HIGH

7221.5188 GNF

YEARLY LOW

5333.0348 GNF

YEARLY AVERAGE

6261.9426 GNF

2020 NZD to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 7221.5188. Conversely, the yearly low was recorded on March 22, dropping to 5333.0348.

This high-to-low spread represents a total annual volatility of 1888.4841 GNF. From a start-to-finish perspective, comparing the January average rate of 6271.3625 to the December average rate of 7056.8332, the exchange rate registered a net change of 12.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 7221.5188 was up 12.38% compared to the 2019 peak of 6425.8225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 36,107,594 GNF

2019 Average 30,419,184 GNF

Yearly Trough Low 26,665,174 GNF

Transaction Impact: A difference of 9,442,420.38 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7191.9775

5570.2465

JanuMarcMayJulySeptNove

NZD to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5947.4686, compared to 6576.4166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 628.9480 points.

H1 Avg (Jan–Jun) 5947.4686

H2 Avg (Jul–Dec) 6576.4166

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 685.3700 GNF (High: 6018.4047 / Low: 5333.0348). On the other end, October was the most stable month, with a tight range of 120.6235 GNF (High: 6552.3189 / Low: 6431.6954).

March Spread (Volatile) ±685.3700

October Spread (Stable) ±120.6235

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 323.2829 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -323.2829

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 7056.8332) against the same month in 2019 (average: 6256.9545), the exchange rate shifted by +799.8787 (+12.78%).

2020 Avg (December) 7056.8332

2019 Avg (December) 6256.9545

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6465.4780	6083.8613	6271.3625
February	6151.6705	5895.7253	6052.7386
March	6018.4047	5333.0348	5729.4556
April	5857.3748	5516.2482	5705.3907
May	5904.7789	5590.9044	5766.8769
June	6293.6689	5983.2811	6158.9873
July	6450.2731	6243.9206	6341.9840
August	6514.0544	6303.1585	6369.9433
September	6566.4322	6371.4069	6467.5382
October	6552.3189	6431.6954	6492.7554
November	6910.9298	6464.8200	6729.4454
December	7221.5188	6943.4133	7056.8332